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Lifestyle & Trends - Money & Finance

How closing credit cards affects your credit score

If there are old merchant cards and other credit cards taking up space in your wallet, you may be tempted to close those accounts, since you don't use them anymore. However, that would be a bad move for your credit score. Even though you're not using them, those old credit cards are helping your credit score in a number of ways.

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Parents seek ways to protect their investment in a college education

Soon, millions of parents will send their children off to college for the first time. As the car pulls out of the driveway, they will reflect with nostalgia as their children embark on the next adventure in their lives - while they are acutely aware of how much of an investment they are making in their education. But what if, mid-semester, your son or daughter becomes ill and has to leave school?

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Smart ways to save money on summer home improvement projects

With summer in the air, you're just itching to get that home improvement project going. It's a great time to install a rain garden, improve storm-water runoff in your yard, redo your windows or siding, or even change the look of one of the rooms inside your house with new paint and furniture.

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Tips to stretch your back-to-school dollars this fall

Going back to school usually means new books, supplies and computer software as well as meals, coffee and tuition - all of which can really add up. Here are some money-saving tips to make sure you can live within your budget this school year.

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Smart online shopping tips to save Moms time and money

The average American mother spends nearly an hour a day purchasing products and services and more than two hours a day on household activities like housework, according to the Bureau of Labor Statistics. Clearly, streamlining tasks like shopping can help mothers save money and make their lives easier.

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Protect your family's home, even after you are gone

Caring for your family is something you do every day of your life. But there might come a time when you won't be available. Mortgage life insurance is a life insurance product designed to help your survivors pay your mortgage after you pass away.

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Five ways to ensure your older car costs less to keep running

Hanging on to a car - and taking care of it - can definitely save you money versus taking on a new-car payment. The key to maximizing your savings on an old car is actually to spend a little on regular maintenance. Follow these simple steps to ensure good maintenance helps you avoid expensive repairs.

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How to spend wisely this summer when traveling

Whether hitting the road, taking to the skies or staying close to home this summer, being a budget-wise traveler is easy when you keep a few tips and smart strategies in mind.

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Personal branding: A new focus in job searching

Career development professionals are creating new strategies to help clients increase the chances of getting noticed among the throngs of job applicants vying for positions. Personal branding is the process of distinguishing the essence of an individual's relevant career attributes and communicating them consistently throughout the resume and interview.

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Three tips to make your utility meter run backward

(ARA) - What would you do with an extra $2,200 per year? That is the annual energy bill for a typical American home, according to the U.S. Dept. of Energy (DOE). Dramatically reducing that cost, or even selling power back to the utility company, could mean having enough money for a vacation, a down payment on a car or a boost to your child's college savings.

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