Lifestyle & Trends - Money & Finance

As housing market warms, keep these buying tips in mind

Home sales seem to be finally warming up after a five-year chill, as demand gradually builds among first-time homebuyers and existing homeowners seeking more room. Here are some tips about buying a home within the next six to nine months.

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The key to being in-demand your entire career: Be a 'producer'

Despite the competitive employment outlook, certain individuals seem to remain employed no matter how dismal the job climate. These professionals are the first to receive offers when companies are in acquisition mode and are rarely laid off during lean times. Their seemingly "charmed" reality is far removed from the struggles experienced by the vast majority of their peers, and inevitably begs the question: What is the secret to their success? The answer is simple - they possess the skills that keep them in demand.

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Consumers, be aware: Know the facts when it comes to oil changes

With more than 300 million vehicles on the road today, motor oil is the lifeblood of any engine and can help protect and prolong its life, whether you're driving a compact car, pickup truck or SUV. However, not just any motor oil will ensure the healthy life of an engine and, unfortunately, discounted deals for an oil change may not be such a deal after all.

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Insurance fraud: A $40 billion battle

The last thing anyone wants is for his or her insurance rates to increase. Most policyholders would be surprised to know it's the last thing their insurance company wants to happen, too. That's why most major carriers have a department of investigators dedicated to stopping one of the primary causes of rate hikes: insurance fraud. In fact, fraudulent insurance claims are the second most costly white-collar crime in America - to the tune of $40 billion annually.

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Protecting your paycheck - for today and tomorrow

People insure their homes, their cars and even their vacations without giving it a second thought. But many do not think about insuring their most important asset - their income - from a disability caused by illness or injury. And it's not just income during working years that is at risk. A disability can also put a serious dent in your ability to enjoy retirement.

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